| Current
Loan Rates for March 2011
| LOAN TYPE |
ANNUAL PERCENTAGE RATE |
| New
Auto Loans: |
| 36
months |
under $20,000 |
4.00% - 11.00%*** |
| 48 months |
under $20,000 |
4.00% - 11.00%*** |
| 60 months |
under $20,000 |
4.00% - 11.00%*** |
| 72
months |
over $20,000 |
4.00% - 11.00%*** |
|
| Used
Auto Loans: |
| Within
0-3 Years Of Current New Auto Year Model |
| 36
months |
over $20,000 |
5.00% - 12.00%*** |
| 48
months |
over $20,000 |
5.00% - 12.00%*** |
| 60
months |
over $20,000 |
5.00% - 12.00%*** |
| 72
months |
over
$20,000 |
5.00% - 12.00%*** |
| Within
4-7 Years Of Current New Auto Year Model |
| 36
months |
under
$15,000 |
6.00% - 13.00%*** |
| 48
months |
under $15,000 |
6.00% - 13.00%*** |
| 60
months |
over $15,000 |
6.00% - 13.00%*** |
| Over
7 Years Of Current New Auto Year Model |
| 36
months |
9.00% - 16.00%*** |
|
| New Recreational Vehicles : |
|
| Used Recreational Vehicles : |
|
| New Boats, Motorcycles,
Tractors, Airplanes, Ect: |
|
| Used Boats, Motorcycles,
Tractors, Airplanes, Ect: |
|
| Personal Loans: |
|
| Share
Secured* |
|
| Share Certificate Secured Loan: |
| |
2.00%
above current dividend rate** |
| |
|
|
*Share Secured Advances: The ANNUAL PERCENTAGE RATE (APR) for the Share Secured advances will be 2.0 % above the dividend rate being paid on the date of the advance. When the dividend rate paid on a Share Secured advance changes, the APR will change. Any increase in the APR will result in more
payments of the same amount. The present APR and Daily Periodic Rate will be disclosed on the Funds Advance Voucher accompanying the advance.
**Certificate Secured Advances: The ANNUAL PERCENTAGE RATE (APR) for the Certificate Secured advances will be 2.0% above the dividend rate being paid on the date of the advance. Certificates offered as security must be renewed until the advance is completely paid. When the dividend rate paid on a
certificate account changes, the loan Annual Percentage Rate will change. Failure to renew the certificate will result in default. Any increase in the APR will
result in more payments of the same amount. The present APR and Daily Periodic Rate will be disclosed on the Funds Advance Voucher accompanying the advance.
***All rates listed are the best possible rates
available. All rates are based on credit qualifications
with the exception of Certificate and Share secured
rates. Rates are subject to change without notice.
For
more detailed information on our loan rates, please
call a loan officer at Georgia Power Valdosta Federal Credit
Union |
|