Georga Power Valdosta Federal Credit Union
OCTOBER 2006  

INTRODUCING: Residential Mortgage Lending From Your Credit Union

Georgia Power Valdosta FCU as begun offering residential mortgage lending services to its members. If you are purchasing a new home or considering refinancing the 1st mortgage on your existing home, give your credit union the opportunity to offer you the specialized personal service you have become accustomed to, and at the same time, save you money with a lower rate and lower closing costs. GPVFCU now offers a full range of Mortgage Loan Products, Residential and Land First Mortgages as well as a Home Equity Lines of Credit. We offer fixed and variable rates on all mortgage loan products. We can finance up to 100% of the value on a Residential First Mortgage, and 90% of an appraised value on Land First Mortgage and HELOC (minus any 1st mortgage loan balance) loans. Please call for details on the product that interest you and rates (rates are subject to change daily).


“BILL PAY” Added to Home Banking

Members can now pay their bills electronically. Bill Pay is an active link through Georgia
Power Valdosta FCU Home Banking module, “Personal Banker”.

If you have not yet used Personal Banker to access your account balances, check history, or
transfer funds, contact the credit union today to be assigned a password. Your assigned
password along with your account number being your “user name” will allow you to access
Personal Banker.

Once you have accessed “Personal Banker”, by clicking on the “Bill Pay” link, you can enroll
in electronic Bill Pay. Try electronic Bill Pay out for 30 days free of charge. See just how
easy it is to setup your Bill Pay payees and pay your bills online. Once you try it you will
like it! To help fray the cost of Bill Pay, the credit union will charge a nominal charge of
$4.00 per month for this service after the 30-day free trial. Please contact the office for
details on how to use this service.

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