| Georgia Power Valdosta Federal Credit Union, your member owned financial institution, is committed to providing you financial products and services to meet your needs and reach your financial goals. We are equally committed to protecting our members' privacy. You can be confident that your privacy is a priority of this credit union.
Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and nonpublic information from us as we conduct the business of the credit union.
If after reading this notice you have questions, please contact us at:
(229) 253-1111
or write to:
Privacy Notice
Georgia Power Valdosta Federal Credit Union
1707 Dow St.
Valdosta, GA 31601
Information we collect about you
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications and other forms;
- Information about your transactions with us or others;
- Information we receive from a consumer reporting agency;
- Information obtained when verifying the information you provide on an application or other forms. This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions.
We may disclose all of the information we collect, as described above, as permitted by law.
Parties who receive information from us.
We may disclose nonpublic personal information about you to the following types of third parties:
- Financial service providers, such as insurance companies, mortgage service companies, and securities broker-dealers.
- Non-financial companies, such as consumer reporting agencies, data processors, check/share draft printers, financial statement publishers, retailers, plastic card processors, direct marketers, non-profit organizations, and government agencies.
Disclosure
of Information to Parties that Provide Services to Us
In order to conduct the business of the credit union,
we may also disclose nonpublic personal information
about you under other circumstances as permitted or
required by law. These disclosures typically include
information to process transactions on your behalf,
conduct the operations of our credit union, follow your
instructions as you authorize, or protect the security
of our financial records.
If you terminate your membership with Georgia Power
Valdosta Federal Credit Union, we will not share information
we have collected about you, except as permitted or
required by law.
Access
to Third Party Sites / E-mail:
Links to other Web Sites and/or e-mail addresses are
provided solely as a convenience to our members and
other customers. Georgia Power Valdosta Federal Credit
Union has no control over these sites/addresses; and
the Credit Union shall have no responsibility or liability
relating to any access to such sites or communications
between you and such Third Parties. In addition, Third
Parties are not covered by Georgia Power Valdosta Federal
Credit Union's privacy or other policies; and the Credit
Union is not responsible for the privacy practices or
the content of Third Party Sites. Georgia Power Valdosta
FCU Web Site may also contain links to other web sites
owned, operated by, or affiliated with the Credit Union
("Affiliated Sites"). Affiliated Sites are
also not governed by Georgia Power Valdosta FCU’s
privacy or other policies; and you are advised to review
the privacy statement applicable to each Affiliated
Site you visit.
Products
/Services Offered By Third Parties/Affiliates
Any financial, investment, warranty, credit insurance
or other products or services (“products”)
which are provided by third parties or any affiliates
are not products of Georgia Power Valdosta Federal Credit
Union. If the purchase of same is facilitated by or
through Credit Union financing such is merely a convenience
to the borrower(s) and is in no way creates any contractual
or other relationship between the borrower(s) and the
Credit Union with regard to any such products. Any rights,
obligations or claims with regard to such products shall
be solely and exclusively by and between the party providing
such products as may be set forth in any applicable
contracts, agreements or otherwise, and Georgia Power
Valdosta Federal Credit Union shall have no obligations,
responsibilities, duties, or liabilities whatsoever
regarding same.
How Your Information is Protected
We restrict access to nonpublic personal information
about you to those employees who have a specific business
purpose in utilizing your data. Our employees are trained
in the importance of maintaining confidentiality and
member privacy. We maintain physical, electronic, and
procedural safeguards that comply with federal regulations
and leading industry practices to safeguard your nonpublic
personal information.
To protect our members' privacy, we only work with companies
that agree to maintain strong confidentiality protections
and limit the use of information we provide. We do not
permit these companies to sell the information we provide
to other third parties.
What Members can do to Help
Georgia Power Valdosta Federal Credit Union is committed
to protecting the privacy of its members. Members can
help by following these simple guidelines:
- Protect your account numbers, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your ATM/debit card, which can provide free access to your accounts if your card is lost or stolen.
- Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should be aware. Official credit union staff will have access to your information and will not need to ask for it.
- Keep your information with us current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.
If you have any questions concerning this notice, please do not hesitate to call us - we are here to serve you.
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